Insurance during a move: what is covered?

Insurance for a move/relocation: everything you need to know

When moving, it is essential to take a good look at the insurance policies you have and those you need. Moving can be risky, especially if you are moving valuable items. In this article, we will explain what a moving company typically covers, what the all-risk option is, how to check your own household contents insurance, and what the transport insurance covers. We will also discuss the damage procedure and the 100% all-risk policy of The Moving Team.

What does a moving company typically cover?

A moving company typically covers a certain amount per kilogram of goods being moved. This amount can vary per moving company, but it is usually a relatively low amount. If you are moving valuable items, it is crucial to check if you need additional insurance. The Moving Team offers standard coverage of €1.50 per kilogram, but this can vary depending on the specific move.

To understand what this means, let’s take an example. Suppose you are moving a piano that weighs 200 kilograms and has a value of €5,000. If the piano is damaged during the move, the standard coverage of €1.50 per kilogram will only cover €300 (200 kilograms x €1.50 per kilogram). This is, of course, much too low to replace or repair the piano. Therefore, it is essential to look into additional insurance, such as the all-risk option.

All-risk option

The all-risk option is an additional insurance policy that you can take out with a moving company. This insurance covers all damage to your goods that occurs during the move, regardless of the cause. This can be a good option if you are moving valuable items and want to be sure that you are well-insured. The Moving Team offers an all-risk option that is tailored to the needs of our clients.

The all-risk option is particularly useful if you are moving items that are difficult to replace, such as antique furniture or artworks. With this insurance, you don’t have to worry about the costs of repair or replacement if something goes wrong during the move. However, it is crucial to check what is precisely covered under the all-risk option, as this can vary per moving company.

Checking your own household contents insurance

It is also essential to check your own household contents insurance before you move. Your household contents insurance may also provide coverage for damage to your goods during the move. However, it is crucial to check if your insurance policy also covers moves, and if there are any specific conditions or exclusions.

• Check the policy conditions of your household contents insurance to see if moves are covered.
• Check if there are any specific conditions or exclusions, such as a maximum amount per kilogram or a specific period during which the move must take place.
• Check if your insurance policy also provides coverage for damage to your goods during transport.

If you are unsure about the coverage of your household contents insurance, it is always best to contact your insurer to ask about the specific conditions and coverage. The Moving Team can also help you check your household contents insurance and take out a suitable insurance policy for your move.

Transport insurance

Transport insurance is a special insurance policy that provides coverage for damage to your goods during transport. This insurance is particularly useful if you are moving valuable items and want to be sure that you are well-insured. The Moving Team offers a transport insurance policy that is tailored to the needs of our clients.

The transport insurance covers damage to your goods that occurs during transport, such as damage caused by accidents, theft, or loss. However, it is crucial to check what is precisely covered under the transport insurance, as this can vary per moving company.

Damage procedure

If damage occurs during the move, it is essential to contact the moving company as soon as possible. The Moving Team has a clear damage procedure that ensures all damage is handled as quickly as possible.

The damage procedure includes the following steps:

• Reporting the damage: you must contact The Moving Team as soon as possible to report the damage.
• Assessing the damage: The Moving Team will assess the damage and draw up a report.
• Handling the damage: The Moving Team will handle the damage as quickly as possible and ensure that you are adequately compensated.

The Moving Team 100% all-risk policy

The Moving Team has a 100% all-risk policy, which means that we cover all damage to your goods, regardless of the cause. This policy gives our clients the assurance that they are well-insured and will not face any surprises.

The 100% all-risk policy of The Moving Team includes the following benefits:

• 100% coverage for all damage to your goods
• No excess or deductible
• No exclusions or limitations
• Fast and efficient handling of damage

With the 100% all-risk policy of The Moving Team, you can rely on the fact that your goods are well-insured and that you will not face any surprises. Our team of professionals is always ready to help you with your move and ensure that everything runs smoothly.

The Moving Team as a reliable partner

The Moving Team is a professional moving company with years of experience in the moving industry. We understand how important it is to insure your goods properly and ensure that you do not face any surprises. Our team of professionals is always ready to help you with your move and ensure that everything runs smoothly.

With The Moving Team as a reliable partner, you can rely on the fact that your goods are well-insured and that you will not face any surprises. We offer a wide range of insurance policies, including the all-risk option and transport insurance. Our 100% all-risk policy gives our clients the assurance that they are well-insured and will not face any surprises.

Get in touch with The Moving Team today to see how we can help you with your move. We look forward to helping you and ensuring that your move runs smoothly.